Structured Commodity Trade Finance (SCTF) provides bespoke financing structures to support the global trade and flow of commodities such as oil, metals, and agricultural products. These arrangements are asset-backed and often rely on the physical goods, future receivables, or export contracts as collateral.

SCTF typically covers the entire commodity supply chain — from pre-export and prepayment finance, to tolling arrangements, inventory finance, and receivables discounting. Lenders mitigate risk through control mechanisms like collateral management agreements, warehouse receipts, or assignment of proceeds. This form of financing is vital for commodity producers, traders, and off-takers operating in volatile or emerging markets, where traditional corporate finance may not be available.