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Digital technologies are changing the way we live, work, and trade. As WTO Director-General Ngozi Okonjo-Iweala often says, the future of trade is digital, and it must be inclusive.
Promissory Notes
Promissory Notes are unconditional, written commitments made by one party — typically the buyer or borrower — to pay a specific amount of money to another party, usually the seller or lender, either on demand or at a fixed future date. They serve as a negotiable financial instrument in trade finance, enabling deferred payment while offering legal recourse in case of non-payment. Common in both corporate and cross-border transactions, promissory notes help streamline payment terms, provide flexibility in settlement, and can be discounted or transferred to third parties for liquidity. Their simplicity, enforceability, and transferability make them a staple in trade documentation.
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